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Our Guide to Credit Card Casinos in New Zealand
If you’re looking to play at an online casino with a credit card, you’ve come to the right place. We’ve rated and reviewed the best credit card casinos in NZ and listed them here for you to choose from. With casino credit cards, you can quickly and securely deposit funds at almost any online gambling site worldwide.
Read on to learn how to make casino credit card deposits, which sites accept credit cards as a payment method, and some of the pros and cons of using credit to gamble online. Get started right now by checking out or top credit card casinos below!
Our Top Credit Card Casinos for Kiwi Gamblers in 2024
Why Gamble with Credit Cards?
Credit cards are one of the most trusted payment methods not just in New Zealand but around the world. Chances are that you’ve used a credit card to make purchases at both live merchants and online, using brands like Visa, MasterCard, or American Express.
It’s easy to enjoy online gambling with a credit card. As usual, credit payments are processed almost instantaneously. By putting in your card details, any deposit you make will be charged to your credit account, which you can pay later on your monthly bill.
That simplicity and wide acceptance has made credit cards an extremely popular way to play at online casinos. Here are a few of the highlights of using a credit card for gambling:
Credit cards are widely accepted throughout the online gambling industry. Almost every casino today accepts major credit card brands for deposits.
Payments are fully secure. You can feel as comfortable using your credit card at a casino as you would using it to make any other purchase online.
Typically, there are no fees to worry about when making a credit card deposit.
How to Deposit with Credit Cards
Credit cards offer a direct way to make a deposit into an online casino. You won’t have to open up any new accounts or work through a third-party system in order to transfer funds to your chosen NZ gambling site. In addition, deposits are instantaneous, allowing you to get into the action in a matter of seconds.
That makes it very simple to make a credit card deposit even if you’ve never done it before. If you’re unsure of where to start, here’s a quick guide to using a credit card at a real money casino.
Step 1
Choose one of our recommended credit card casinos. Click through our link to be taken to the site.
Step 2
Sign up for an account at the casino. This process shouldn’t take more than a minute or two to complete.
Step 3
Head to the casino’s cashier page. There, you’ll want to find the credit card option on the list of NZ casino deposit methods.
Step 4
Supply your card information and the amount you want to deposit. Submit your request.
Step 5
In a few seconds, you should receive a confirmation that your deposit was accepted!
How to Withdraw with Credit Cards
One of the biggest weaknesses of online gambling with credit cards is the fact that they cannot generally be used for withdrawals. This isn’t always 100 percent true: in some cases, you may be able to return funds to a card that you used to deposit. But this is typically only available up to the amount of your initial deposit, meaning you’ll need to find another way to cash out your winnings.
That means you should consider setting up an alternative method for cashing out. Some great options include bank transfers, e-wallets, and cryptocurrency. Each of these methods are widely utilized by online casinos that accept New Zealanders.
Overview of Deposit and Withdrawal Fees
Casino credit card deposits and withdrawals do not come with any additional fees. We’ve never ran into a casino that charges users to use their credit card, as this is a common payment method with very low transaction costs for gambling sites.
The only potential fees would come from the bank or company that issued your credit card, but these are extremely rare. Of course, you will be liable for any interest that accrues from your credit card deposit, and some cards do charge annual fees to users.
Credit Card Pros and Cons
Overall, we believe that credit cards are a great option for most players to use at NZ online casinos, though there are a few reservations. Credit cards are simple, safe, and widely accepted, and you’re probably already familiar with how to use them. The biggest downside is that you typically can’t use a credit card to cash out from a casino.
Pros
✅ Major credit cards are accepted at all the best online casinos in New Zealand and around the world.
✅ You likely already know how to use your credit card to make online purchases.
✅ There are no fees or extra charges attached to online casino credit card deposits.
✅ A trusted, secure method that is widely used for a variety of online payments.
Cons
❌ Rarely available to withdraw your winnings at online casino sites.
❌ Some banks won’t allow you to use credit cards they issue for gambling purposes.
How Common are Credit Card Casinos?
Credit cards are an extraordinarily common deposit option at online casinos. In fact, it is rare that you’re find a casino that doesn’t accept credit cards. Whether you’re playing at a casino in New Zealand, or in the US, the UK, Europe or elsewhere, you’ll probably be able to use your credit card at any online gambling site you’d like.
You can play with a credit card at most types of NZ casinos. New casinos almost always take credit cards as one of their first deposit options from day one. You can also use this option at mobile casinos, as it is easy to input your card information on a phone or tablet. Some cryptocurrency casinos are a notable exception: if a site only allows payments and withdrawals in Bitcoin or other digital currencies, then credit cards aren’t an option there.
The Most Common Casino Credit Cards
There are a number of major credit cards that are popular with consumers around the world. However, not all of these brands are ideal for online gambling with a credit card.
Here’s a breakdown of our 5 most important cards, and how widely accepted they are at online casinos.
Visa
Established in 1958, Visa has grown to become a payment processing powerhouse that is accepted almost anywhere you can use a credit card. That extends to NZ online casinos, where almost all sites accept Visa as a deposit option for players.
MasterCard
MasterCard emerged as Visa’s chief competitor in 1966 and remains in that role today. Owned collectively by more than 25,000 financial institutions, its reach is virtually as large as Visa’s. Similarly, almost all online casinos are MasterCard casinos, making it a versatile deposit method.
American Express
Officially, American Express (or Amex) does not approve online gambling transactions on their cards, which has limited their use at credit card casinos compared to Visa or MasterCard. However, some online casinos still do successfully accept American Express deposits.
JCB
Based in Japan, JCB has issued credit cards since 1968. Today, JCB cards can be found in over 20 different countries around the world, including New Zealand. Many large online casinos with significant international reach offer JCB as a deposit option, though it is not as commonly accepted as Visa or MasterCard.
Discover
Discover is the newest of the major American credit card brands, as Sears only introduced it in 1985. It has grown to become the third largest card brand in the United States, behind only Visa and MasterCard. While not as commonly accepted in NZ, Discover can be used at a few online casino sites.
How We Rate Credit Card Casinos for Kiwi Gamblers
We review each and every credit card casino we come across in order to come up with our shortlist of the best sites for you. We consider a number of different factors to make sure each casino meets our standards before we decide whether or not to recommend it to you. The following are just a few of the important criteria we look at when evaluating credit card casinos in New Zealand.
License and Security
Every casino we recommend is fully licensed in a trusted jurisdiction, which guarantees that you are playing at regulated casinos. In addition, our top sites utilize strict security measures to ensure your personal data is protected at all times.
Game Selection
The more games that a casino offers, the better. That’s why we look for sites that offer both a large number of games and a unique variety of options. That includes slots, table games, and specialty options like live dealer casino offerings.
Customer Support
Good customer support can make all the difference if you run into an issue at a site. We take a careful look at the customer service team at each casino to ensure they are friendly, helpful, and easy to contact when you need them.
Mobile Compatibility
Each of our recommended sites offers full mobile compatibility so that you can play your favourite games on your phone or tablet. Whether through an app or simply in a web browser, you can get the full casino experience on your mobile device.
Alternative Withdrawal Methods
Given that you won’t be able to make withdrawals with your casino credit card, it’s important to us that we choose casinos with alternate withdrawal methods. Each of our top sites will give you several great options for cashing out your winnings.
Join Our #1 Credit Card Casino for New Zealanders
We hope the information on this page has given you a full overview of how to use credit cards at online casinos. If you’re ready to join a credit card casino, you can sign up with our top recommended NZ site below!
Credit Card Casino FAQs
Which NZ casinos accept credit cards?
Almost all online casinos accept credit cards. In fact, it’s rare to come across one that doesn’t include credit cards in its deposit options. Our recommended sites accept Visa, MasterCard, and other major brand name cards.
Are credit card casinos safe?
Credit cards are among the safest deposit methods available at casinos. The same security protocols that protect your financial data when shopping online are also in place at online gambling sites. Some cards like Visa also offer extra safeguards against fraud.
Which credit card brands do you recommend?
The best credit card casinos have a range of credit card options available, including big names such as Visa, MasterCard, Amex, and Discover. The right option for you depends on which benefits you value most. For example, Visa is a staple worldwide whereas Amex has great fraud protection in place.
How do credit card deposits work?
Using a credit card to deposit works similarly to making an online purchase. Input your credit card information and how much you’d like to deposit. Once you submit your request, the deposit will be processed instantly.
Can I withdraw from a casino with credit card?
Unfortunately, credit cards cannot be used to cash out from most online casinos. That’s why we recommend alternative withdrawal methods like bank transfers and e-wallets when using credit cards to deposit funds at a casino.
