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By Tim Rands
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Last Updated: Apr 7, 2025
Make Real Money Wins When Playing Online Baccarat
Online baccarat is a popular casino game, often thought of as the connoisseur’s choice of card game. You’ll only need to ask James Bond, as baccarat was the favorite game of 007 himself.
Top online casinos for US players will come in handy, since you can play baccarat online for real money or free at many operators. Game options include RNG based games, where you play virtually, and live dealer games where you follow a live stream of the action in real-time. When you join a baccarat casino online, there are several major benefits you get from playing at real money casinos:
Win Real Money: Perhaps the main reason to play online baccarat is for the chance to win a real money payout. This creates risk but also adds to the excitement of the game.
Play Live Dealer Games: All of the top live dealer casinos we recommend have live games. Playing live baccarat online allows you to experience more realistic gameplay with human dealers and live streams.
Bet to Your Budget: You can find real money baccarat in a range of betting limits, meaning you can enjoy the game as a beginner, casual player, or a high roller.
Bonuses and Promotions: Bonuses are a major part of the online casino experience, including welcome bonuses and ongoing promotions. You can only access bonuses as a real money player.
One of the best online casinos for baccarat games is VegasAces US. Known for its stellar security and variety of table games, Vegas Aces also has plenty of accessible bonuses. You can deposit from $10 (crypto deposits) to enjoy real money games, including baccarat options.
Did you know?
Baccarat is one of the oldest ongoing casino games and traces its origins back to Italy in the 15th century. Its meaning comes from the Italian word baccara, which translates to “zero”. This references the fact that in baccarat, all tens and face cards have no value. While the game has Italian origins, it was in France where it became popular, expanding into still popular variants like Punto Banco and Chemin de Fer.
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Some players may not have a bankroll for real money baccarat, so the ability to play for free is important. Most casino sites allow users to access RNG games for free, and there are several benefits to playing baccarat demos.
Play With No Risk: The biggest positive of baccarat online free is that you can enjoy the game without risking your own money.
Learn and Practice: Having no financial commitment means you can learn a game with freedom, including practicing betting before you play for real money.
Play for Fun: If you want the ultimate casual gameplay and to relax without using money, with free play you can still enjoy playing baccarat.
Expert Tips For Winning at Online Baccarat
Our experts combine decades of knowledge and experience to bring you the best online baccarat casinos. We also know a thing or two about the game and how to have the best experience playing it. The following expert tips can help you release your potential and maximize your chances of winning while avoiding unnecessary losses.
Choose the Banker Bet
Of the three main baccarat bets (Banker, Player, and Tie), the Banker bet has the best odds. It has the lowest house edge, so you have the best chance of winning. Beware because most games charge a commission on Banker bets.
Avoid Tie Bets
On the other hand, choosing the Tie bet is the worst option. Sure, it offers the biggest potential payout, but it has an unfavorable house edge. The worse odds make the Tie bet too risky.
Responsible Gambling
Using the principles of responsible gambling is something you should do for all casino games. Only play with money you can afford to lose and stick to the budget you set. Do not chase your losses, and try not to bet emotionally.
Limit Side Bets
Side bets are extra wagers that are optional and do not impact the normal gameplay. They may seem enticing because they have higher payouts. However, side bets also have a much higher house edge, so we recommend sticking to the main bets.
Bankroll Management:
Choose games with an affordable minimum bet. You can decide how much this should be, but around 1% of your budget is our recommendation. Similarly, keep your wagers in games to no more than 10% of your bankroll.
Using the tips above will give you a basic understanding of betting on baccarat and help you improve your overall gameplay. Remember to choose real-money casinos from our complete list of US online baccarat sites.
Take Your First Steps in Online Baccarat
If you are a beginner to online baccarat, this guide is the best place to start. While baccarat is one of the easiest casino games, you still need to know the basics. All you need to understand are a few easy rules, and you’re good to go. To learn more about playing baccarat online, read our how-to-play baccarat guide or follow the step-by-step guide below. And if you want to dive in further, head down to our strategy section.
Choose a Reputable Online Casino
Choose one of the licensed and secure online casinos that we list on this page. All our choices have a variety of baccarat games, secure payments, and generous bonuses.
Pick a Baccarat Game
Your online casino should have a selection of baccarat games covering different variants in RNG and live dealer formats.
Place Your Bet
Below are the three standard baccarat bets:
Banker Bet – Pays 1:1 but includes a small commission.
Player Bet – Pays 1:1.
Tie Bet – Pays 8:1 or 9:1 but has the lowest chances of winning.
The Cards Are Dealt
The game begins when the dealer gives two cards to the Player and two to the Banker. In baccarat, the winner is the hand that is closest to a value of 9 without going over. All cards have their face value, apart from all 10s and face cards, which count as zero.
The Third Card Rule
There are rules where a third card may be drawn automatically. For hands of 0-5, the player always draws a third card, but with hands of 6-7, the player does not draw a third card.
Collect Your Winnings or Place Another Bet
If your Banker, Player, or Tie bet wins, the casino will automatically credit the winnings to your balance.
Your Best Betting Options When Playing Online Baccarat
Knowing the rules of baccarat is just the start, as it is also important to properly understand the bets. Luckily, online baccarat has a simple betting structure that you can learn in a few minutes. There are three mains bets with different payouts and odds, and then side bets that you can find on some baccarat online variants:
Bet Type
Payouts
Odds
House Edge
Details
Banker’s Bet
1:1
45.86%
1.06%
It has the best odds, so it is generally known as the safest bet.
Player Bet
0.95:1
44.62%
1.24%
It is a slightly riskier option than the Banker.
Tie Bet
8:1
9.52%
14.36%
If the hands have the same value, the Tie bet wins. It has a potentially big payout but also horrible odds in comparison to the Banker/Player bets.
Baccarat Side Bets
While the side bets are fun, it is the three main bets that will form the majority of your online baccarat gameplay. Because they are simple betting options, you can become a confident player quickly.
Bet Type
Payouts
Odds
Details
Banker Pair
11:1
7.47%
Pays if the Banker’s two cards show a pair.
Player Pair
11:1
7.47%
Pays if the Player’s cards show a pair (for example, two Kings).
Perfect Pair
25:1
3.34%
Pays if the Banker or Player have a matching pair of the same value and suit (for example, two 5 of diamonds).
Either Pair
5:1
14.2%
Pays if either the Player or Banker gets a pair.
Big
2:1
31.8%
Pays if all cards dealt have a value of 5 or 6.
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Become a Pro and Follow the Baccarat Strategy
Like all casino games, baccarat is a game of luck, and outcomes depend on the random draw of the cards. Even so, there are strategies you can use to boost your experience and manage your losses. Baccarat does not require decision-making like in blackjack or poker, but you will need to make smart betting decisions. In fact, the game is all about weighing probability and making the best bet to guess the outcome.
Luckily, the answer lies in the odds of the game, so the best baccarat strategy is to always bet on the Banker. It really is that simple because the Banker has the best odds of success. Some players suggest you can hedge your bets by making a small wager on the Player alongside your main Banker bet. However, we do not recommend this strategy and advise simply sticking with the superior odds of the Banker bet.
Why not practice your baccarat betting strategies at our recommended online casinos? Whether you want to play baccarat for free or risk your money on the game, our top-rated sites boast plenty of free, RNG, and live dealer baccarat games for you to enjoy.
Picking the Best Casinos for Online Baccarat
At VegasSlotsOnline, we only recommend the most exceptional casinos for online baccarat games. Our review team goes through strict criteria when picking out online casinos for baccarat. Here’s a list of the things we look out for when searching for first-rate baccarat gambling sites:
Safety & Security
Our approved casinos should have the latest SSL encryption to protect players' data. Our sites are also be regularly audited by reputable, independent testing bodies like eCOGRA or TST. Player funds should also be segregated in accordance with licensing rules.
Selection of Baccarat Games
It's fun to play standard baccarat online. But why settle for regular baccarat when you can choose from a variety of games with exciting side bets? Our top casino picks have games like No Commission Baccarat or Punto Banco. You can also play against a human croupier across a webcam in Live dealer baccarat.
Best Bonus Offers
Just like most real money slots gameplay, you’ll receive a great deposit bonus when you join one of our trusted baccarat casino sites. Activate a promotion every time you spend a dollar playing your favorite online baccarat games. The more you play, the quicker you will trigger free bonus cash.
Top Banking Options
Our best online casinos let you deposit cash via a range of safe and secure banking methods. Use your credit card instantly, send funds anonymously with an e-Wallet or use a range of crypto casinos payment options. You should enjoy zero fees every time, and be able to cash out your winnings within a day or two.
Great Customer Support
Good customer support is essential if you experience problems or have any queries. Our favorite casinos to play baccarat online have 24/7 customer service through email, phone or live chat.
Online Baccarat FAQs
What is online baccarat?
Online baccarat is a version of the popular card game baccarat that you can play online. It can be a virtual version where you play against a computer or a live dealer version that plays through a stream in real-time.
How do you play baccarat online?
You play online baccarat on an online casino site. Simply make your bet by choosing the Banker, Player, or Tie option. The Player and Banker receive two cards, and the closest hand to a value of 9 without going over wins.
Where can I play baccarat?
You can play online baccarat at the leading online casino sites we recommend. Our team has found casino brands with a range of RNG baccarat and live dealer baccarat games.
Do casinos cheat in online baccarat games?
No, not if you choose a reputable online casino. Top casino sites have fair gaming, which means games can be independently tested to ensure they are fair.
Should you always bet Banker in baccarat?
There is no obligation to always bet on the Banker, but this is considered the best strategy as the Banker bet has the best odds in the game. It basically means taking this bet each round gives you the best chance of winning.
Is there any strategy to baccarat?
Baccarat is a game of luck, and you cannot directly influence the outcome. However, you can try strategies such as always betting on Banker, avoiding the Tie bet, and betting within your financial means.
Can you count cards in baccarat?
When counting cards in baccarat, someone will basically track cards to try to predict the likelihood of an outcome for the Player, Banker, or a Tie. Baccarat is typically played with 6 to 8 decks, making it hard to count cards in. Online versions use random number generators, which make it impossible to count cards.
Is baccarat better than blackjack?
Not necessarily. While blackjack is also not automatically better than baccarat, it really depends on your own preferences, and we actually think both games are excellent. If you are a beginner, the simplicity of baccarat may be appealing. If you want to add elements of skill, consider trying blackjack.
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